FINANCIAL SERVICES

Fintech software development your auditors can trust

We offer fintech software development for lenders, payment firms, wealth platforms and CA and audit practices. Every system we ship keeps an audit trail, explains its outputs and passes your compliance review before launch.

COMPLIANCE WE DESIGN FORBUILT IN
FINANCIAL SERVICES
RBI Master Direction on KYCRBI Digital Lending GuidelinesSEBI Cybersecurity and Cyber Resilience FrameworkPCI DSSISO/IEC 27001SOC 2DPDP Act 2023ICAI Standards on Auditing
Mapped to controls at Gate R

THE CHALLENGE

What slows finance teams down

In finance, a wrong number costs more than a slow one. We design systems that show their working, flag low-confidence results for a person and log every change. Our enterprise clients include ICICI Bank, Axis Bank and Federal Bank.

01

Manual document handling

Bank statements, invoices and KYC documents are read and keyed in by hand, which is slow, costly and prone to error.

02

Month-end reconciliation

Teams match thousands of transactions across bank feeds, ledgers and payment gateways in spreadsheets every single month.

03

Gaps in the record

When regulators or auditors ask who changed a figure and why, the answer sits in emails and personal folders.

04

Slow customer onboarding

Applicants wait days for checks that could run in minutes, and many drop out before their account is ever opened.

2 weeksto a working prototype
5signed PRISM gates on every project
100%of code and IP owned by you
2019building software for clients since

HOW WE DELIVER

Five gates. You sign each one.

Every Financial Services engagement runs on PRISM OS. Nothing moves to the next phase until you approve the evidence.

P

Plan

Regulatory scope and success measures, signed

You sign: Problem Brief
R

Research

Data, integrations and compliance controls validated

You sign: Frozen PRD-Lite
I

Implement

Working prototype on your data

You sign: Working prototype + eval report
S

Stabilise

Security testing and audit-ready UAT

You sign: 3-click UAT sign-off
M

Maintain

Monitored operation with evidence logs

You sign: IP handover + warranty

FAQ

Questions before you book

Not covered here? Ask on the call.

How do you keep AI outputs accurate enough for finance?

Every extracted field carries a confidence score. Anything below the threshold you set goes to a person for review, and every correction is logged. Before launch we run an eval on your own historical documents and share the report, so you know the error rate in advance.

Do you work with CA and audit firms?

Yes. We build workpaper automation, notice summarisers, client document portals and reconciliation tools for CA and audit practices. Most have no in-house engineers, so we explain every decision in plain language and keep client data within the limits your professional rules require.

Where is our financial data stored?

Where you decide. We deploy into your own cloud account or servers and can keep data inside India to meet RBI and DPDP Act expectations. Access is role-based and logged. The Plan gate records residency and retention choices, and you sign them.

Can you connect to our core banking or accounting system?

Usually, through APIs, secure file exchange or database connectors, depending on what your system supports. Common accounting tools such as Tally, Zoho Books and QuickBooks offer usable APIs or exports. We test integration risks in the prototype, before the build begins.

START WITH CLARITY

Prove accuracy on your own documents

Book a free discovery call and we will scope a short pilot on a sample of your real files.

  1. 1We review your context within one business day.
  2. 2A senior product engineer joins the call.
  3. 3You leave with a clear recommended next step.

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India · Head office#72, Royal Sunnyvale, Anekal Chandapur Road, Anekal, Bengaluru, Karnataka 562106+91 98802 50905Software development company in India

contact@smartxtech.co